I'm a member of Star One Credit Union and love it. They're offering $200 just to open a checking account, no direct deposit or minimum deposit required. To get the $200 I'd need your name and email address you'd like to use to open the account: https://www.starone.org/membership/refer-a-friend/ This is open to anyone living, regularly working in, or attending school in Santa Clara County, Alameda County, Merced County, Monterey County, San Benito County, San Joaquin County, San Mateo County, Santa Cruz County, and Stanislaus County, California.