I recently moved and got renters insurance. Check out this blog post on my findings and learnings. If you're moving to a new place after this quarter, it might be useful. Blog post: The math behind renters insurance and why you should get it https://medium.com/@andrew.x.mai/the-math-behind-renters-insurance-and-why-you-should-get-it-5ee489b9e233#.vryxozlu9